Dimension
Finances
Cash reserve, emergency fund, second payment method, insurance.
Assessed questions
How many days of essential expenses does your physical cash cover?
Target: 7 days.
Do you have a second bank card from a different institution?
How many months of expenses does your emergency fund cover?
Target: 3 to 6 months.
Do you know your income loss / home / multi-risk insurance entitlements?
Do you have a banking power of attorney to a trusted relative?
Do you review the family budget at least twice a year?
Recommendations
1.
bronze
Keep €200-500 in cash at home (small bills).
2.
silver
Build a 3-month emergency fund in a savings account.
Material checklist
Cash €200-500
Printed IBAN
Scanned insurance policies
International resources
- Budget advice — Ministry of Finance(economie.gouv.fr)
Adapted to your country
Emergency numbers, alert systems, official bodies. Select your country on the assessment page to customize.