Basel-compliant loss database integrated with your BCMS
Internal Loss Database aligned with Basel II Event Type Level 1 (internal/external fraud, HR, clients/products, physical damage, business disruption, execution). Near-miss, recovery and insurance. Ready for ACPR / EIOPA / ECB.
Why a dedicated ILD
Banks and insurers must prove rigorous loss collection — and turn it into a real risk signal.
Regulators require a loss database
ACPR, EIOPA and the ECB expect a structured Internal Loss Database, continuously fed — not a spreadsheet rebuilt the night before the inspection.
Near-misses slip through
Without systematic capture, avoided incidents never feed the analysis — you lose the earliest signal.
Loss data is scattered
Gross amounts, recovery and insurance live in separate files: impossible to aggregate by business line or reconstruct the net.
No link to controls
A loss with no link to the failed control or the related risk tells the auditor and the risk committee nothing.
Key capabilities
7 Basel II types
Full Level 1 taxonomy — internal/external fraud, employment practices, clients/products, damage to assets, business disruption, execution/delivery.
Gross / net / recovery
Automatic net = gross − recovery − insurance recovery. Time series and business-line aggregation.
Near-miss & boundary events
Capture near-misses and boundary (credit/market) events for an early signal and complete regulatory coverage.
Incident + risk + control links
Each event links to your BCMS incidents, your FAIR/EBIOS/ISO 27005 risks and your failed controls.
Aggregation & thresholds
Aggregation by business line and event type, alert thresholds and trend analysis over time.
Regulator-ready export
Extraction aligned with ACPR / EIOPA / ECB, ready to feed operational-risk capital calculations.
How it works
- 1
Capture
Log every loss and near-miss with gross, recovery and insurance recovery.
- 2
Classify
Sort by the Basel II Level 1 taxonomy and your business-line mapping.
- 3
Link
Attach the event to the BCMS incident, the risk and the failed control.
- 4
Analyse & report
Track trends and thresholds, export for the regulator and the risk committee.